A five-day summit you can plan around, in Amsterdam this November
Banking Frontier 2026 takes place over 5 days at Holiday Inn Amsterdam — Arena Towers in Amsterdam. Each
day has one published theme and its own set of named contributors — 67 people
in total, from 31 countries. This page gathers what the organiser has
published, in plain order, so you can decide whether the week is for you.
Day 4Customer Growth & Platform Banking26 November 2026
Day 5Future-Proofing Banking 2027–203027 November 2026
What taking part includes
All 5 days. 23–27 November 2026, from the first registration at
08:30 to the farewell coffee on the final afternoon.
Both programme rooms. Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) run in parallel across the week.
The published roster. 67 named contributors across 49 programme
entries, listed in full further down this page.
A choice of mode. In person in Amsterdam, or online for the same five days.
The venue itself. Holiday Inn Amsterdam — Arena Towers, Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands. Step-free access; accessible WCs on every floor
Registration
Five-day in-person€2,999
Five-day online€2,390
Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment.
AI governance & model risk09:00–09:30Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
AI governance with a special emphasis on Agentic Systems09:00–09:30Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
Data, AI enablement & intelligent automation for bank operations09:30–10:00Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
Scaling AI responsibly: leadership playbook for AI risk & compliance10:00–10:30Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
AI Governance: mitigating the risks of AI to unlock its true value10:00–10:30Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
AI-driven banking by 2030: from transformation ambition to measurable execution10:30–11:00Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
From Process Scans to Scalable Execution: Building Human & Machine Operating Models10:30–11:00Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions.11:00–11:30
Case study: AI & machine learning in operations and fraud detection12:00–12:30Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
Human resilience in AI-driven banking12:30–13:00Dilek Süzal · Leadership Coach · BetterUp · Austria
Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution12:30–13:00Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance.13:00–14:00
Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms.14:00–15:15
Networking reception Day 1 closes with informal networking and partner meetings.15:15–15:45
24 November 2026
Identity & Cyber Resilience
Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.
Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.08:45–09:00
Corporate digital identity management09:00–09:30Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
Digital trust in AI-led banking · risk, audit and cyber oversight at board level09:30–10:00Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
User centricity in cybersecurity · UX research and behavioural science09:30–10:00Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
Custody, governance and operational controls for digital assets10:00–10:30Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
Continuous identity assurance10:00–10:30Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities.10:30–11:00
Cloud resilience and concentration risk in regulated banking11:00–11:30Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
Navigating AI, Operational Resilience and Regulatory Evolution (DORA)11:00–11:30Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
Fraud accountability: governance, liability and customer-protection controls11:30–12:00Ezra Dulberg · Associate Director · BDO UK · UK
From compliance cost to competitive advantage: trusted organisational identity12:00–12:30Alexandre Kech · Executive · GLEIF · Germany
From compliance cost to competitive advantage · in practice12:30–13:00Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
Case study: DLT and its influence on payments and bank operating models12:30–13:00Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience.13:00–14:00
Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks.14:00–15:00
Networking reception Day 2 closes.15:00–15:30
25 November 2026
Payments & Digital Assets
Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.
Instant payments and interoperability09:00–09:30Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
The new payments landscape · instant, interoperable, invisible and built on trust09:00–09:30Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
Digital wallets and biometric payments · customer experience and secure authentication09:30–10:00Mihai Draghici · Founder & CEO · PayByFace · Romania
Moving Money — how banks think · the new role of the Chief Payment Officer10:00–10:30Viktoria Soltesz · Founder · PSP Angels · Cyprus
Open Finance and financial-institution growth · emerging markets, innovation and scale10:30–11:00Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
Case study: Open Finance · practical lessons and implementation insights10:30–11:00Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
Networking break Peer exchange on instant payments, wallets and Open Finance.11:00–11:30
Open Finance strategy · data access and commercial ecosystem design11:30–12:00JP Fabri · Founding Partner · Seed · Malta
Corporate payment business: PSD3 · instant payments and fraud accountability12:00–12:30Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
A2A payments and European scale · growth, adoption and cross-border reach12:00–12:30Arash Marandi · Business and Operations · Zaver · Sweden
Future of digital wallets · bank readiness and customer expectations12:15–12:45Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
Digital wallets · product design, use cases and ecosystem integration12:15–12:45Yodaly Sierra · Founder & CEO · Eco2wallet · UK
Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization.13:00–14:00
Wallet risk, payment controls and customer trust at scale13:45–14:15Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
Future payments landscape · European finance — market outlook and ecosystem implications13:45–14:15Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
Case study: Future payments landscape · regional insights and commercial adoption14:45–15:15Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
Tokenized market infrastructure · regulated FMI and operating models14:45–15:15Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
Networking reception Day 3 closes.15:30–16:30
26 November 2026
Customer Growth & Platform Banking
Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.
Registration opens 08:45 · programme from 09:00 · Networking reception (see live agenda)
Everyone the organiser lists for this day (23)
Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.08:45–09:00
Human-AI banking experience09:00–09:30Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
AI-augmented service and product-led banking at scale09:00–09:30Speaker TBC
Present and Future of Digital Transformation in Islamic Banking09:30–10:00Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
Omnichannel banking leadership and customer growth in Czech and regional banking09:30–10:00Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
Lithuanian credit union model: data analysis plus human touch in lending10:00–10:30Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
No-touch banking and mesh-up finance for non-financial customer pools10:00–10:30Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
Networking break Peer exchange on customer experience, branch transformation and AI service.10:30–11:00
Micro-SME growth, digital SME banking and financial inclusion11:00–11:30Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
Micro-SME banking growth and digital onboarding for entrepreneurs11:00–11:30Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
Impact investing, sustainable finance and customer value in the next banking cycle11:30–12:00Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents11:30–12:00Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation12:00–12:30Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
How European banks are retooling for platform scale12:00–12:30Margus Simson · Chief Digital Officer · Komerční banka · Czechia
Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders.13:00–14:00
Credit risk management and stress testing in an era of trade wars · the AI solution13:45–14:15Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
Case study: AI in compliance, AI governance and Digital Fraud14:15–14:45Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
Case study: Agile banking transformation14:15–14:45Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
Case study: Platform-scale banking14:45–15:15Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
Customer growth meetings and platform demos14:45–15:15
Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.08:45–09:00
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities09:00–09:30Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk09:00–09:30Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
Systemic threats and stress testing · post-quantum readiness09:30–10:00Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
Payment systems regulation, consumer protection and future payment rails09:30–10:00Jayne Godfrey · Payment Systems Regulator · UK
2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments10:00–10:30Xenia Neofytou · Managing Director · CX Financia · Cyprus
Networking break Peer exchange on systemic risk, quantum readiness and regulation.10:30–11:00
Case study: AMLR/AMLA transition and changing supervisory expectations11:00–11:30Speaker TBC
Moving Money · payment education and market adoption in the next payments cycle11:30–12:00Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk12:00–12:30Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
Open finance, AI transformation and digital assets · tech radar12:00–12:30Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.12:30–13:30
Future payments and cards: real-time access, transaction handling and service design13:30–14:00Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
Payment innovation through an investment and market-readiness lens13:30–14:00Stefano Sciacca · Managing Director · Aluna Partners · UK
Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM).14:00–14:45
Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.14:45–15:15
Farewell coffee Final delegate conversations and speaker follow-up meetings.15:15–15:45
Ten profiles from the published roster of 67. Portraits are the
organiser’s own; where the roster has no portrait, initials are shown rather than a
substitute face.
Oliver Maspfuhl
Head of Anti Financial Crime Modelling Germany & EMEA
Deutsche Bank
Germany · programme track: Compliance & Risk
Nazima Kadir
Global Head of UX: Cybersecurity
JPMorgan Chase & Co.
United Kingdom · programme track: CX & Culture
Viktoria Soltesz
Founder & CEO
PSP Angels
Cyprus · programme track: Innovation
Zsofia Kovacs
Efficiency Advisor, Group Organisation & Operations
KBC Bank & Verzekering
Belgium · programme track: Innovation
Wan Halim
Head of Global Shariah Governance
Crédit Agricole CIB
United Arab Emirates · programme track: Compliance & Risk
Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east.
Organisations represented in the programme
62 organisations employ someone on the published roster. These marks are shown
on that basis only — not as sponsors, partners or endorsers of the summit or of this
page.
No. The organiser’s day pages publish the theme and the contributors; the timed
running order is on the official agenda. Times are not
invented here.
Can I attend some days only?
The options the organiser lists are five-day in-person at €2,999 and five-day
online at €2,390. Any other arrangement is a question for the organiser on
info@group-zenith.com.
Is there a photo gallery of the event?
Not on this page. The summit takes place in November 2026, so photographs of it
do not exist yet, and nothing has been staged to look as though they do.
Who runs the event?
Zenith-Energie International s.r.o., Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia. Company ID 02354357, VAT CZ02354357.
This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site.
